Insurance will generally cover 50% of each payment (down payment and subsequent installment payments) up to the maximum amount. If the limit is $1,400 and treatment cost is closer to $3,000, the patient is responsible for the remaining $1,600. The lifetime maximum amount is a one-time benefit – once insurance pays up to this limit, it will not pay anymore, even if the policy renews while you’re still in treatment. Some plans only cover Invisalign treatment or braces on children 19 years or younger and most providers set a lifetime maximum amount.Ī lifetime maximum amount is the most an insurance provider will pay for orthodontia. Pay close attention to coverage limits and exclusions, since health insurance companies rarely cover 100% of orthodontic treatments. Make sure coverage is active before your first orthodontist visitĬlick below and get that smile going again! Get a Free Quote.Confirm Invisalign qualifies, as some policies may only cover traditional metal braces. ![]() Change providers or purchase a separate dental insurance plan if your current insurance policy does not offer orthodontic coverage.Get a complete breakdown of your dental coverage from your provider.Unfortunately, insurance coverage for orthodontia is partial and you will still need to pay a portion out-of-pocket. ![]() Insurance plans may cover the cost of Invisalign if your policy includes dental insurance plans and orthodontic coverage. Urban areas are generally more expensive than rural areas ![]()
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